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livemint. com > economy > how-the-stress-is-building-in-real-estate-globally-explained-in-five-charts-11780057899125. html

How the stress is building in real estate globally, explained in five charts

3+ hour, 36+ min ago  (300+ words) In China, the slump has not only led to sharply declining house prices but also the collapse of major property developers like Evergrande. Economists are drawing parallels between the Chinese real estate market today and Japan's economy in the 1990s, which…...

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livemint. com > money > personal-finance > hidden-home-loan-charges-borrowers-must-check-before-signing-to-avoid-higher-borrowing-costs-and-financial-stress-11779911581785. html

Hidden home loan charges borrowers must check before signing to avoid higher borrowing costs and financial stress

1+ day, 3+ hour ago  (256+ words) That low EMI number in a home loan offer can be misleading. While it appears affordable at first, the real cost of borrowing often includes several additional charges that can significantly increase your total repayment over time. This is why…...

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livemint. com > money > personal-finance > home-loan-planning-tips-to-avoid-costly-financial-mistakes-when-buying-a-family-home-11778783988621. html

Home loan planning tips to avoid costly financial mistakes when buying a family home

2+ week, 1+ day ago  (349+ words) Are you looking to purchase a new home with your family? Have you planned the home loan, and how will you manage its repayment? Buying a home with family is often considered an emotional decision. This is because it brings…...

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livemint. com > money > personal-finance > how-a-settled-loan-tag-on-your-credit-report-can-reduce-creditworthiness-and-affect-future-loan-approvals-11778782568664. html

How a "settled loan" tag on your credit report can reduce creditworthiness and affect future loan approvals

2+ week, 1+ day ago  (347+ words) Any loan that is marked as "settled" on your credit report can easily feel like a financial burden lifted off your shoulders, but still, do remember that such a mark on your credit report can continue to cast a long,…...

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livemint. com > money > home-loan-rate-depends-housing-finance-companies-homebuyers-repo-rate-11778595937280. html

Banks vs HFCs: What home loan borrowers must know

2+ week, 4+ day ago  (265+ words) Buying a home is the largest financial commitment most Indians will make. Choosing the right lender matters as much as choosing the right property. Today, that choice sits between banks and housing finance companies (HFCs), a specialised category of NBFC,…...

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livemint. com > money > personal-finance > 2008-housing-crash-fears-resurfaces-but-can-buyers-really-follow-dave-ramsey-s-25-mortgage-rule-in-2026-11777683551717. html

2008 housing crash fears resurfaces " but can buyers really follow Dave Ramsey's 25% mortgage rule in 2026?

4+ week, 17+ hour ago  (409+ words) Are we looking at another housing market crash? Many Americans, who have lived through 2008 market collapse, are increasingly growing uncomfortable amid a steady stream of headlines warning of a possible downturn. To avoid such financial stress, personal finance guru Dave…...

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livemint. com > money > personal-finance > i-asked-chatgpt-sip-or-home-loan-prepayment-whats-better-the-answer-was-surprisingly-logical-11777629097555. html

I asked Chat GPT: SIP or home loan prepayment" what's better? The answer was surprisingly logical

4+ week, 1+ day ago  (230+ words) SIP vs home loan prepayment" what's better? Here's what AI answered, which was surprisingly logical. Chat GPT straight up advised against prepayment of the home loan aggressively by cutting down SIPs. Instead, it recommended a balanced approach. If you invest…...

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livemint. com > money > personal-finance > renting-vs-buying-home-ca-breaks-down-rent-is-wasted-myth-here-are-5-factors-you-should-consider-11756886021100. html

Renting vs Buying Home: CA breaks down "rent is wasted" myth. Here are 5 factors you should consider

8+ mon, 3+ week ago  (475+ words) This long-standing debate was recently reignited by a chartered accountant in a detailed post on X, who highlighted his preference for rented houses. CA Nitin Kaushik explained that the idea of rent being money wasted is a myth. Often, EMIs…...

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livemint. com > companies > news > federal-bank-goes-slow-on-home-loans-to-protect-margins-amid-stiff-competition-11777473509874. html

Federal Bank goes slow on home loans to protect margins amid stiff competition

1+ mon, 1+ day ago  (441+ words) Federal Bank is dialing back its focus on housing loans due to intense market competition and unattractive yields, managing director and CEO KVS Manian said, adding that the bank will instead prioritize lending in higher-yielding segments to drive more profitable…...

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livemint. com > money > personal-finance > check-home-loan-interest-rates-in-april-2026-from-bajaj-finserv-lic-housing-finance-tata-capital-otheleading-hfc-11776932330408. html

Check home loan interest rates in April 2026 from Bajaj Finserv, LIC Housing Finance, Tata Capital & other leading HFCs

1+ mon, 1+ week ago  (206+ words) Are you aiming to own a new house in 2026? Purchasing a new home is one of the most emotionally satisfying and significant milestones of an individual's life. To make this decision easier, prominent housing finance companies have offered borrowers a…...