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News
Fannie Mae and lenders now accept VantageScore 4.0 and FICO 10T, incorporating rent and utility payments to help more borrowers qualify
12+ hour, 29+ min ago (857+ words) Chris Martin is a US economics and current affairs journalist covering the intersection of policy, markets, and everyday financial life. With a background in financial reporting and a sharp eye for the stories behind the numbers, Chris brings clarity to…...
Mortgage rates fall to 6.61% as Fed prepares for July 29 decision
8+ hour, 13+ min ago (337+ words) Mortgage rates fell to 6.61% on Monday as the Federal Reserve prepares for a closely watched interest rate decision on Wednesday, July 29, with markets sharply divided over whether the central bank will hold steady or raise rates for the first time…...
30-year fixed mortgage rates climbed to 6.58% this week, marking the highest level of the year as the Federal Reserve prepares to meet.
20+ hour, 30+ min ago (594+ words) Chris Martin is a US economics and current affairs journalist covering the intersection of policy, markets, and everyday financial life. With a background in financial reporting and a sharp eye for the stories behind the numbers, Chris brings clarity to…...
Fannie Mae and lenders are shifting to newer credit scoring models that consider rent, utilities, and other alternative payment history to evaluate borrowers more fairly.
1+ day, 12+ hour ago (720+ words) Chris Martin is a US economics and current affairs journalist covering the intersection of policy, markets, and everyday financial life. With a background in financial reporting and a sharp eye for the stories behind the numbers, Chris brings clarity to…...
30-year fixed mortgage rates climbed to their highest level in nearly a year, averaging 6.65% as Middle East tensions push oil prices above $100 a barrel.
2+ day, 20+ hour ago (219+ words) Mortgage rates reached their highest level in nearly 11 months, climbing to 6.58% for 30-year fixed loans as of July 23, 2026, according to Freddie Mac, driven by surging oil prices tied to escalating Middle East tensions. The 30-year rate had not been this…...
New credit scoring models now factor in rent, utilities, and alternative payment history to help more borrowers qualify for mortgages
3+ day, 12+ hour ago (523+ words) Chris Martin is a US economics and current affairs journalist covering the intersection of policy, markets, and everyday financial life. With a background in financial reporting and a sharp eye for the stories behind the numbers, Chris brings clarity to…...
Experts predict mortgage rates will climb higher this week amid geopolitical tensions and Fed hesitation
4+ day, 20+ hour ago (639+ words) Chris Martin is a US economics and current affairs journalist covering the intersection of policy, markets, and everyday financial life. With a background in financial reporting and a sharp eye for the stories behind the numbers, Chris brings clarity to…...
Good news for borrowers: personal loan rates declined last week, with 3-year loans now averaging 13.44% APR for qualified applicants.
5+ day, 12+ hour ago (325+ words) Personal loan rates for 3-year terms fell to 13.44% APR during the week of July 13-18, according to data from Credible, marking a 0.47 percentage point drop from the previous week’s 13.91% and offering borrowers some relief in the credit market. The decline reflects…...
30-year fixed mortgage rates settle at 6.59%, up from February lows
1+ week, 4+ day ago (264+ words) Mortgage rates are holding near 6.6% as traders and prediction markets signal rising odds of a Federal Reserve interest rate hike later this month, a shift that could reshape borrowing costs for homebuyers already facing elevated loan prices. The 30-year fixed…...
The average 30-year fixed mortgage rate remains steady at 6.59%, keeping borrowing costs near one-year highs
1+ week, 5+ day ago (583+ words) Chris Martin is a US economics and current affairs journalist covering the intersection of policy, markets, and everyday financial life. With a background in financial reporting and a sharp eye for the stories behind the numbers, Chris brings clarity to…...