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News
June Bank Mortgage Rates Hit 4.36%, Up 0.04%p to Highest in 2 Years and 7 Months
3+ hour, 17+ min ago (855+ words) ▲ An advertisement for a mortgage loan is displayed in front of a financial institution in Seoul. Amid rising market rates, mortgage loan interest rates have risen for two consecutive months, reaching their highest level in two years and seven months....
Housing Market Becomes 'Needle’s Eye' for Young Adults as Homeownership Rate Among 2030 Generation Falls Below 30%
2+ day, 3+ hour ago (796+ words) ▲ An apartment complex in Songpa-gu, Seoul As real estate prices surge and lending regulations tighten, it has become even more difficult for people in their 20s and 30s to buy their own homes. Consequently, the asset gap between young adults and middle-aged…...
"Contract at Risk Due to Loan Restrictions"... Complaints Flood Online
6+ day, 8+ hour ago (409+ words) As obtaining loans becomes increasingly difficult, many are saying that owning a home is becoming a distant dream. Ahead of the public debate on real estate, which President Lee Jae-myung will attend tomorrow, July 23, a flood of opinions demanding deregulation…...
"Hard to Buy a Home": Over 3,600 Complaints Flood In
6+ day, 17+ hour ago (448+ words) Ahead of the public debate on real estate policy scheduled for the day after tomorrow (July 23), a wide range of suggestions are pouring into the government's public opinion collection website. In particular, prospective homebuyers are voicing their frustrations, saying that…...
Concerns Mount Over Rising Interest Rates and Increased Debt Burden
1+ week, 6+ day ago (262+ words) With an interest rate hike expected, there are growing concerns that rising loan rates will further increase the interest burden on households. According to estimates by the Bank of Korea, if loan interest rates rise by 0.25 percentage points, the annual…...
Rising Loan Rates Threaten to Snowball Interest Burden for 'Young-Geul' and 'Bit-Tu' Borrowers
1+ week, 6+ day ago (720+ words) ▲ Bank of Korea An analysis suggests that if loan interest rates rise further following a hike in the base rate, the burden of repaying principal and interest on mortgage loans could increase significantly. With the Bank of Korea's Monetary Policy…...