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dailybreeze.com > 01/08/2026 > mortgage-rates-first-week

Average US long-term mortgage rate edges higher but remains near 2025 low

Average US long-term mortgage rate edges higher but remains near 2025 low6+ day, 3+ hour ago   (514+ words) The average rate on a 30-year U.S. mortgage edged higher this week to just above its 2025 low. The average long-term mortgage rate rose to 6.16%, mortgage buyer Freddie Mac said Thursday. That's up slightly from 6.15% last week, when the average rate dropped…...

dailybreeze.com
dailybreeze.com > 01/08/2026 > trump-bid-to-ban-corporate-homebuying-blindsides-wall-street

Trump bid to ban corporate homebuying blindsides Wall Street

Trump bid to ban corporate homebuying blindsides Wall Street6+ day, 5+ hour ago   (654+ words) (Bloomberg) " The time of the corporate landlord as America's housing villain was supposed to be over. Money managers like Blackstone Inc. and Pretium who binged on single-family rentals in the wake of the financial crisis took blow after blow as…...

dailybreeze.com
dailybreeze.com > 01/05/2026 > are-americans-household-debt-levels-a-major-concern-for-the-economy

Are Americans’ household debt levels a major concern for the economy?

Are Americans’ household debt levels a major concern for the economy?1+ week, 2+ day ago   (281+ words) Holiday spending was expected to be tempered this year but the latest data shows Americans aren't slowing down, even with growing debt. The National Retail Federation said nearly 203 million U.S. shoppers went to retail stores and websites from Thanksgiving Day through…...

dailybreeze.com
dailybreeze.com > 01/05/2026 > housing-wont-crash-because-its-getting-a-bailout

Housing won’t crash because it’s getting a bailout

Housing won’t crash because it’s getting a bailout1+ week, 2+ day ago   (626+ words) The bailouts are coming! The bailouts are coming! Yes, housing's "no crash" crowd may be right about home pricing avoiding another steep tumble. Those gurus coudl be proven correct because of my can't-miss prediction for the 2026 housing market. The federal…...

Daily Breeze
dailybreeze.com > 12/19/2025 > lazersons-2026-mortgage-and-housing-predictions

Lazerson’s 2026 mortgage and housing predictions

Lazerson’s 2026 mortgage and housing predictions3+ week, 5+ day ago   (717+ words) High inflation and a weak job market will be the big storyline in 2026. Mortgage-minded consumers buying and refinancing will be the big winners as rates are going to dip into the 5% range. Those are my big predictions. Come and see…...

Daily Breeze
dailybreeze.com > 12/19/2025 > us-home-sales

November US homes sales rose from the previous month, but down from 2024 as prices climb

November US homes sales rose from the previous month, but down from 2024 as prices climb3+ week, 5+ day ago   (664+ words) Sales of previously occupied U.S. homes rose in November from the previous month, but slowed compared to a year earlier for the first time since May despite average long-term mortgage rates holding near their low point for the year. Existing home…...

Daily Breeze
dailybreeze.com > 12/11/2025 > as-debt-mounts-is-it-worth-tapping-a-home-equity-line-of-credit

As debt mounts, is it worth tapping a home equity line of credit?

As debt mounts, is it worth tapping a home equity line of credit?1+ mon, 3+ day ago   (1037+ words) The holiday season usually means Americans are running up their credit card debt. Come January, lenders are typically fielding a plethora of inquiries for home equity lines of credit for people seeking to consolidate their debt. A home equity line…...

Daily Breeze
dailybreeze.com > 12/10/2025 > federal-reserve-rate-cut

What the Federal Reserve rate cut means for you

What the Federal Reserve rate cut means for you1+ mon, 4+ day ago   (645+ words) By CORA LEWIS, Associated Press The benchmark rate is the rate at which banks borrow and lend to one another, and the Fed has two goals when it sets the rate: one, to manage prices for goods and services, and…...

Daily Breeze
dailybreeze.com > 12/04/2025 > is-paying-for-a-mortgage-rate-buydown-a-good-idea-for-you

Is paying for a mortgage rate buydown a good idea for you?

Is paying for a mortgage rate buydown a good idea for you?1+ mon, 1+ week ago   (1040+ words) Whether buying property or refinancing, you have the option to pay for points and lower the mortgage interest rate. What are the pluses and minuses of investing in points? And what analysis must you make to decide if buydown points…...

Daily Breeze
dailybreeze.com > 11/20/2025 > vantagescore-a-new-fico-competitor-may-help-mortgage-shoppers-with-little-credit

VantageScore, a new FICO competitor, may help mortgage shoppers with little credit

VantageScore, a new FICO competitor, may help mortgage shoppers with little credit1+ mon, 3+ week ago   (806+ words) After a 25-year monopoly of credit scoring home loans for mortgage giants Fannie Mae and Freddie Mac, FICO finally has some competition. VantageScore, owned by the three major credit bureaus Experian, Equifax and Transunion, will be another choice for mortgage…...

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