7+ hour, 8+ min ago   (322+ words) According to the most recent Commercial/Multifamily Mortgage Debt Outstanding quarterly report from the Mortgage Bankers Association (MBA), the amount of outstanding commercial/multifamily mortgage debt rose by $53.4 billion'an estimated 1.1%'in Q3 of 2025. At the end of Q3, the total amount of…...

11+ hour, 4+ min ago   (239+ words) The Consumer Financial Protection Bureau and the Department of Justice have announced that they withdrew a joint statement regarding the implications of a creditor's consideration of an person's immigration status under the Equal Credit Opportunity Act (ECOA). On Oct. 12, 2023, the…...

5+ day, 9+ hour ago   (629+ words) Responsible Use of AI in Mortgage Servicing'The MortgagePoint Responsible Use of AI in Mortgage Servicing What is the AI spectrum? Artificial Intelligence (AI) is an umbrella term encompassing many different technologies and approaches to creating systems that work and react…...

6+ day, 7+ hour ago   (209+ words) All four of the major U.S. regions had increases in inventory in December, with the West and South continuing to lead expansion, though at a slower rate than in the summer. At the metro level, some48 of the 50 biggest cities had an…...

6+ day, 7+ hour ago   (352+ words) The average interest rate on a 30-year fixed rate loan decreased from 6.34% at the start of October to 6.15% at the end of the year, demonstrating the sustained decline in mortgage rates. According to the most recent salary data available from…...

1+ week, 7+ hour ago   (435+ words) The Consumer Finance Protection Bureau has issued a final rule increasing the asset exemption threshold for the Truth in Lending Act requirement to maintain an escrow account for a higher-priced mortgage loan (HPML). The CFPB said that Regulation Z generally…...

1+ week, 1+ day ago   (300+ words) Realtor.com conducted a thorough analysis of fixer-uppers earlier this year. They used artificial intelligence (AI) to find properties that were being offered as projects to investors and handymen and compared their performance to other older properties for sale. Realtor....

1+ week, 2+ day ago   (788+ words) A Small Thaw in the Housing Market as Mortgage Lock-In Slowly Eases'The MortgagePoint A Small Thaw in the Housing Market as Mortgage Lock-In Factor Eases Home sales remain slow, but a gradual loosening of mortgage rate lock-in is helping more…...

1+ week, 2+ day ago   (363+ words) In a new report, the National Association of Realtors has revealed its list of the top 10 homebuying hot spots for 2026, based on economic, demographic and housing factors. The report is called "Housing Hot Spots for 2026: The Markets Poised for New…...

1+ week, 5+ day ago   (752+ words) Patience may be a key word for a potential homebuyer who is saving for a down payment on a house. Seven years" worth of patience, that is. According to a report by Realtor.com economists, a typical U.S. homebuyer now needs…...