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Homebuilder confidence ticks down amid economic uncertainty
3+ hour, 12+ min ago (605+ words) NAHB's builder confidence index fell 4 points to a reading of 34 in April, the lowest level since September 2025, as mortgage rates and consumer confidence weighed on demand. Current sales conditions, buyer traffic and six-month expectations all declined. " AI Summary Homebuilder confidence…...
Mortgage applications up 1. 8% as refinance jumps 5%
6+ hour, 38+ min ago (509+ words) Mortgage applications increased 1. 8% week over week, according to MBA data for April 10, 2026. Refinance applications rose 5% and refinance share increased to 45. 5%, while the seasonally adjusted purchase index declined 1%." AI Summary Mortgage applications increased 1. 8% from one week earlier, according to data from…...
Baby Boomers dominate housing, first-time buyers hit record low
6+ hour, 43+ min ago (861+ words) Baby boomers remain the largest share of homebuyers in the U. S. " while first-time buyers have dropped to the lowest level on record, according to the National Association of Realtors (NAR). Boomers accounted for 42% of all home purchases, unchanged from the prior…...
Chain reaction: A framework for America's housing and retirement crises
13+ hour, 41+ min ago (432+ words) What's needed is a framework spanning the entire ecosystem: housing inventory, buyer access, mortgage structure, lending standards, capital markets, tax policy. Every element is reliant on the other, which makes implementation incredibly difficult and, perhaps for that reason, more likely…...
The rise of HELOCs: What it means for originators in today's market
13+ hour, 17+ min ago (569+ words) In today's market, HELOCs have evolved from a secondary product into a primary revenue driver for originators. From consolidating higher-interest debt to funding renovations and investment opportunities, borrowers are turning to home equity to support longer-term financial goals." To better…...
How inflation is going to impact mortgage rates
2+ day, 6+ hour ago (134+ words) Sarah Wheeler talks with Lead Analyst Logan Mohtashai about how inflation is going to impact Fed policy and mortgage rates. How inflation is going to impact mortgage rates - Email a link to a friend (Opens in new window) Email On…...
MBA: Mortgage rates, inflation will stay elevated through 2026
18+ hour, 18+ min ago (578+ words) MBA chief economist Mike Fratantoni said mortgage rates and inflation are likely to remain elevated through 2026 as oil price shocks tied to the Iran conflict keep the Federal Reserve on hold. MBA now expects no Fed cuts this year along…...
MBA CEO Bob Broeksmit on federal housing policy updates
5+ day, 6+ hour ago (152+ words) Bob Broeksmit, president and CEO of the Mortgage Bankers Association, talks about federal housing policy updates on credit reports, credit bureaus, executive orders and more. MBA CEO Bob Broeksmit on federal housing policy updates - Email a link to a friend…...
Why is housing inventory growth slowing down in 2026?
18+ hour, 25+ min ago (613+ words) Housing inventory has risen from record lows to 1. 36 million, approaching a more normal range. With mortgage rates mostly above 6. 50% and tougher comps until mid June, year-over-year inventory growth is slowing." AI Summary After the release of the March existing home…...
Broeksmit outlines next steps as MBA ramps up advocacy efforts
1+ day, 3+ hour ago (583+ words) MBA CEO Bob Broeksmit outlined advocacy priorities on Capitol Hill, including changes to the ROAD to Housing Act, credit reporting reforms and Basel III capital standards. He also raised concerns about FHA multifamily loan limits, a potential institutional investor ban,…...