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scotsmanguide. com > news > purchase-mortgage-applications-sustain-rebound-from-march-lows

Purchase mortgage applications sustain rebound from March lows

1+ day, 8+ hour ago  (11+ words) Total mortgage demand declined last week on flattening mortgage rates: MBA...

Scotsman Guide
scotsmanguide. com > news > single-family-housing-starts-spike-as-permits-plunge-in-march

Single-family housing starts spike as permits plunge in March

1+ day, 8+ hour ago  (345+ words) What first appeared to be a shaky start for housing starts in 2026 reversed course in March as home building activity unexpected rose, though forward-looking data underscores uncertainty across the new residential construction sector. The U. S. Census Bureau reported Wednesday that single-family…...

Scotsman Guide
scotsmanguide. com > news > cre-lending-has-banner-year-in-2025

CRE lending has banner year in 2025

2+ day, 3+ hour ago  (267+ words) Buoyed by stabilizing capital market conditions, total commercial real estate (CRE) mortgage borrowing and lending hit an estimated $706 billion in 2025, according to the Mortgage Bankers Association (MBA). That robust total marks a 40% increase from the $505 billion transacted in 2024 and a…...

Scotsman Guide
scotsmanguide. com > news > broeksmit-backs-revised-basel-iii-plan-before-house-committee-calls-for-changes

Broeksmit backs revised Basel III plan before House committee, calls for changes

2+ day, 33+ min ago  (436+ words) Bob Broeksmit, president and CEO of the Mortgage Bankers Association (MBA), expressed support Tuesday for federal banking agencies" Basel III reproposal while offering suggestions for how to improve the global banking framework. Testifying before the House Financial Services Committee alongside…...

Scotsman Guide
scotsmanguide. com > news > home-price-gains-fade-with-inflation-set-to-reheat-case-shiller-index

Home price gains fade with inflation set to reheat: Case-Shiller index

2+ day, 6+ hour ago  (577+ words) Inflation outpaced national home price growth for the ninth consecutive month in February, eroding real home values as headline readings show persistent but increasingly paltry gains. The S&P Cotality Case-Shiller U. S. National Home Price Index posted a 0. 7% non-seasonally adjusted yearly…...

Scotsman Guide
scotsmanguide. com > news > regional-home-price-softening-deepens-in-february

Regional home price softening deepens in February

2+ day, 7+ hour ago  (277+ words) Monthly and yearly home price gains continued to trend lower in February as purchase affordability pressures kept homebuying demand muted, softening price gains. Updating its House Price Index (HPI) on Tuesday, the Federal Housing Finance Agency (FHFA), which regulates Fannie…...

Scotsman Guide
scotsmanguide. com > news > mortgage-credit-score-competition-is-increasing-will-it-lower-costs

Mortgage credit score competition is increasing. Will it lower costs?

5+ day, 23+ hour ago  (70+ words) Scotsman Guide Mortgage credit score competition is increasing. Will it lower costs? Two of the "juggernauts in the housing ecosystem" were "singing from the same song sheet" this week, according to Bill Pulte, director of the Federal Housing Finance Agency…...

Scotsman Guide
scotsmanguide. com > news > foreclosure-inventory-reaches-highest-level-since-2020

Foreclosure inventory reaches highest level since 2020

6+ day, 3+ hour ago  (531+ words) The company reported in its initial snapshot of last month's mortgage performance trends that the national delinquency rate fell by 37 basis points to 3. 35% in March, "in line with the typical seasonal improvement for the month" but still 14 basis points higher…...

Scotsman Guide
scotsmanguide. com > news > home-seller-profit-margins-sink-to-five-year-low

Home seller profit margins sink to five-year low

1+ week, 7+ hour ago  (541+ words) Softening home prices led typical home seller profits to dip to their lowest level in five years during the first quarter, according to newly released data from real estate analytics firm Attom. Following a recent peak of 63. 5% in the second…...

Scotsman Guide
scotsmanguide. com > news > modest-mortgage-rate-relief-continues-despite-ongoing-geopolitical-tensions

Modest mortgage rate relief continues despite ongoing geopolitical tensions

1+ week, 5+ hour ago  (291+ words) For the second straight week, prospective homebuyers and refinance candidates are facing a more favorable borrowing climate, Freddie Mac reported Thursday. The mortgage giant's weekly rate survey pegs average 30-year fixed-rate loans at 6. 23%, a decline of seven basis points from…...