Install
Regulators
Regulators in Mortgage Rates: the news, the names and what changed.
- 13 Tracked terms
- Last 30 days Feed window
What this topic collects on
An article joins this feed when it matches these terms. Each one is also a search of its own.
Related topics
Latest in Regulators
Nationwide builds on API with Smartr365 and selects Equifax for in-app credit scores
7+ hour, 30+ min ago (322+ words) By enabling this on one platform, Smartr365 said this would remove unnecessary manual steps and reduce the time spend on lender portals. DIPs can be reprocessed or resubmitted without duplicating data or switching between systems, while products can be reserved and…...
BofA: Add GSE scores to models to predict delinquencies
18+ hour, 16+ min ago (745+ words) Proprietary score data that influential government-related mortgage buyers recently revealed could give housing finance firms an edge in predicting loan performance, Bank of America researchers concluded in a new study. "We think the providing of the agency score is a…...
A16z-Backed Linera Shuts Down After Its Token Sale Falls Short
1+ day, 12+ hour ago (596+ words) Linera, the a16z-backed layer-1 blockchain founded by ex-Meta researcher Mathieu Baudet, shut down on September 18 after four years and $12 million in funding without a mainnet launch. Its final LNRA token sale on Sonar raised just $848,271 of a required $1.5 million, triggering…...
NRMLA says lenders still own the risk when using sponsored TPOs
1+ week, 5+ min ago (529+ words) NRMLA issued a Sept. 14 ethics advisory opinion stating that reverse mortgage lenders that sponsor TPOs for HECM originations remain fully responsible for the TPOs’ acts and omissions. The opinion cites HUD Handbook 4000.1 and emphasizes supervision, quality control and advertising compliance....
Mortgage credit scores are evolving. What homebuyers need to know
1+ week, 1+ hour ago (820+ words) When it comes to homebuyers' credit scores, changes are under way — and there could be more to come. This is an expansion of a limited rollout, announced in April, which involved about 50 mortgage lenders, according to a Sept. 3 post on…...
5E Advanced Materials’ Searles Valley Deal Uses Stock, 14.5% Debt and a $10 Million Bridge
1+ week, 2+ hour ago (568+ words) 5E Advanced Materials can move from a development-stage boron company to an operating producer if a bankruptcy judge approves its Searles Valley purchase. The financing, however, is more complex than a single price tag. 5E Advanced Materials has won the auction for…...
FHA sets implementation date for VantageScore 4.0, FICO 10T acceptance
1+ week, 21+ hour ago (551+ words) The Federal Housing Administration (FHA) will begin insuring mortgages underwritten with VantageScore 4.0 (V4) and FICO 10T (10T) beginning Jan 1., 2027, according to recent announcements from the Department of Housing and Urban Development (HUD) and the credit scoring companies. If successful, the final adoption of…...
FRA mandates event-by-event credit reporting for non-bank lenders
1+ week, 2+ day ago (127+ words) What the decisions do not address is the technical plumbing — no maximum reporting latency, no required format or validation rules, no clarity on how outages or failed transmissions will be handled, and still no specification for how an approved-but-undrawn facility…...
Credit score 780, but home loan application rejected? Expert explains what lenders look for
1+ week, 3+ day ago (416+ words) Your credit score is like your financial report card. It is a three-digit number provided by leading credit bureaus across the nation, such as CRIF High, Experian, Equifax and TransUnion CIBIL. These leading companies have been granted a license by…...
Top-tier US banks with largest mortgage-backed securities portfolio
1+ week, 4+ day ago (26+ words) (Mar. 31, 2026) American Banker READ MORE 20 banks and thrifts with the largest portfolios of MBS assets...