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Regulation and Policy
The rules of Mortgage Rates.
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Latest in Regulation and Policy
Nationwide builds on API with Smartr365 and selects Equifax for in-app credit scores
6+ hour, 41+ min ago (322+ words) By enabling this on one platform, Smartr365 said this would remove unnecessary manual steps and reduce the time spend on lender portals. DIPs can be reprocessed or resubmitted without duplicating data or switching between systems, while products can be reserved and…...
What effect is the mansion tax having on house prices?
19+ hour, 8+ min ago (1305+ words) We’ve found the first hard evidence that the mansion tax is impacting the property market – house sale prices are bunching just below the £2m mansion tax threshold. Since the tax was announced, the share of nearby sales priced just below £2m has…...
What is debt, and how do different types work?
22+ hour, 2+ min ago (950+ words) If you’ve ever taken out a loan or used a credit card to cover a car repair, you’ve created debt. Debt is money you borrow and agree to pay back, usually...
Attorney General announces settlement with 'predatory' loan company, recovers $10M in relief for Kentuckians | Uncategorized
20+ hour, 49+ min ago (175+ words) FRANKFORT — Kentuckians who took out loans from the Credit Acceptance Corporation could receive a collective $10 million in debt relief and restitutions, according to Kentucky Attorney General Russell Coleman. Coleman's office announced on Sept. 21 that $694 million nationwide settlement with the corporation,…...
BofA: Add GSE scores to models to predict delinquencies
17+ hour, 27+ min ago (745+ words) Proprietary score data that influential government-related mortgage buyers recently revealed could give housing finance firms an edge in predicting loan performance, Bank of America researchers concluded in a new study. "We think the providing of the agency score is a…...
A16z-Backed Linera Shuts Down After Its Token Sale Falls Short
1+ day, 11+ hour ago (596+ words) Linera, the a16z-backed layer-1 blockchain founded by ex-Meta researcher Mathieu Baudet, shut down on September 18 after four years and $12 million in funding without a mainnet launch. Its final LNRA token sale on Sonar raised just $848,271 of a required $1.5 million, triggering…...
Commentary: How to build a better housing market
2+ day, 6+ hour ago (263+ words) Detail from a Sears, Roebuck & Co. "Honor Bilt Modern Homes" catalog from 1921. Less than a century ago, you could order a house out of a catalogue. Sears, Roebuck and Co. would ship it to you in pieces — precut lumber, doors,…...
NH consumers to receive more than $786K in multimillion-dollar settlement
3+ day, 13+ hour ago (168+ words) One of the country's largest subprime auto lenders has agreed to a $694 million settlement with dozens of states, including New Hampshire. The settlement with Credit Acceptance Corporation is over allegations that the company originated loans that it should have known…...
Hospitable adds split payouts to simplify...
4+ day, 1+ hour ago (420+ words) Posted by Kate Harden-England on Sep 18th, 2026 at 09:50 Move sees firm become first PMS to do so Short-term rental technology provider Hospitable has launched a split payments capability that allows property managers and owners to receive their share of booking revenue…...
New Jersey consumers to receive $28.5 million in Credit Acceptance settlement
4+ day, 7+ hour ago (437+ words) TRENTON, N.J. — New Jersey and 40 other states have reached a $694 million settlement with Credit Acceptance Corporation that will provide cash restitution and debt relief to consumers and resolve allegations involving the company’s subprime auto lending practices. New Jersey is expected to…...